|
Use the links below to scroll
down to specific sections of this page.
Overview of Services
The services provided by Bruzgul & Associates Ltd., have evolved over 2
decades of serving small business
and entrepreneurs. Our objective has
been to contribute maximum value
toward clients’ business growth. As
such we have focused not only on
their business, but the individual.
Most Small Business owners are so
tied to their business either
financially, emotionally or both,
that we must look beyond the
business into their specific
circumstances, opportunities &
risks, to provide proper guidance
and counsel. Through the process we
have emerged with three areas of
practice:
1) business and asset
protection of course, but equally
important
2) real estate
partnerships
3) estate planning
To achieve optimal planning and
strategies for the individual &
their business, these 3 areas of
discipline, replete with their own
stratagems and vehicles, become
inextricably interrelated as we look
toward an overarching strategy. Good
estate planning provides serious
asset protection for the business
and individual and may also include
real estate. Also Real Estate
(Partnerships) is usually the second
biggest expense of any small
business, (people being # 1) the one
requiring the longest commitment and
the area of greatest opportunity for
asset growth, collateral & future
cash flow.
- Business and Asset Protection:
Bruzgul & Associates Ltd. is a trusted advisor and
business coach to numerous small and medium size
business owners serving as their “in-house
counsel”. Clients seek advice on questions
ranging from day-to-day matters to planning an
exit strategy for the sale of their business in
a way that maximizes profit and minimizes tax
consequences. Some of our clients’ needs have
included the restructuring of their entities,
planning for business acquisitions and sales,
review and preparation of lease agreements,
commercial contracts, employment agreements,
termination agreements, asset purchase
agreements and letters of intent.
- B&A provides legal advice and support to
established businesses, as well as to those in
formation or transition. We strive to find the
ideal solution to the unique challenges faced by
each of our clients in managing their business.
Whether we are providing advice or document
preparation on routine or complex business
matters, it is always our goal to promote
profitability, asset protection, and ease of
management. As experienced litigators, we
aggressively prosecute or defend our clients’
litigated business matters to achieve the
desired resolution.
- Planning for Business Sale or Purchase
During the past few years, much of our
planning work involves working with business
owners who seek to either sell or acquire
businesses privately. Our goals in these
situations are to minimize the income tax
consequences of the transaction; shelter assets
from potential claims; reduce future estate
taxes; and maintain the greatest amount of
liquidity during the post transaction period.
Arranging the proper ownership structure prior
to the transaction can accomplish many of these
benefits.
-
Back to top
- Real Estate Partnerships: Our clients
grow rich and prosper through their real estate
activities. We assist them to create the optimum
entity for the purpose of acquiring and
operating real estate properties including the
management and development of these holdings. We
provide representation during all phases from
identification of property, closing, the holding
period and finally transfer or sale. The use of
appropriate asset protection planning will
ensure that no single project failure could
adversely affect other holdings or personal
wealth.
- Real Estate Protection Strategies
Some clients own investment real estate such as
apartment buildings or commercial properties
with significant value. In these cases our
approach is twofold: First, it is necessary to
minimize potential liability to the client
arising from the ownership of these assets.
Simply stated, we want to protect the client's
other assets from any lawsuit associated with
the property. Second, it is necessary to protect
the equity in the property from any type of
claim against the client. The legal structures
which we create are designed to accomplish this
result.
- Ownership of Real Estate by Unmarried
Life Partners
The status of unmarried life partners who own
real estate is complicated in a legal sense,
ironically, because it is not recognized
legally. A real estate partnership agreement for
the joint ownership of real estate by unmarried
partners provides a method of protecting the
interest of each partner in a way that is not
otherwise available under the law. We combine an
estate plan with a real estate partnership
agreement to ensure that a life partner will
receive the benefits intended and have the power
of the law to legally enforce these covenants
and agreements. We counsel and advise our
clients by creating unconventional arrangements
to bridge the gap when traditional law
inadequately addresses the rights of individuals
making this lifestyle choice.
-
Back to top
- Estate Planning: Wills and Trusts,
Probate and Estate Administration. We design and
create estate plans specifically tailored to the
unique needs of each client. Our goal is to
ensure that the assets you have worked hard to
acquire will be transferred to your intended
beneficiaries and that the payment of death
taxes will be minimized to the greatest extent
possible under the law.
B&A also provides our clients with
appropriate advice on when to use powers of
attorney, living/medical wills, probate
avoidance, gifting programs, premarital
agreements and planning for disability.
Our representation continues for our clients
from the estate planning stage through all
aspects of post-death estate administration. We
represent clients in actions involving will
challenges, beneficiary distribution disputes,
and in creating and challenging guardianships
for minors and disabled adults.
- B&A provides a range of asset protection
strategies designed to shield and insulate our
clients' wealth from personal and business
liability risk. Trusts, family limited
partnerships, domestic and international limited
liability companies, foreign corporations and
private banking arrangements can be used either
alone or in combination with other techniques to
accomplish these goals
-
Back to top
|
